Budgets · Debt paydown · Goal tracking

Most people don't need another budget template. They need a system built around the life they're actually living.

PurposeBuilt Money turns scattered financial information into one clear, dynamic command center you and your spouse can open on any device — and actually understand.

Get Started See what you get
Built by hand, not generated No account access required 5–7 business day build
$149Starter, one time
5Service paths
10Minutes per monthly update
0Passwords ever requested

Why this exists

I bought the templates. I tried the subscription apps. None of them showed us the whole picture.

They all had useful pieces. But none of them gave my family one clear view of our income, spending, debt and goals at the same time — in language we used, with accounts we named ourselves.

So I built one. After a lot of refinement, our budget became a dynamic, shareable command center. My wife could open it on her phone and immediately see where we stood and what came next. That's what PurposeBuilt builds for you.

— Jim Cadotte, Founder

Command Center — September
Net worth
$318,420
↑ $4,820 this month
Total debt
$41,265
↓ $2,140 this month
Monthly cash flow
+$1,870
Dining ↓ 14%
Next milestone
Travel Visa paid
Projected December
Emergency fund72%
Debt-free progress58%
College fund — 203134%

Illustrative example. Your Command Center uses your own account names and numbers.

What a Command Center does

Four questions, answered in one place

01

Where are we?

Every account, asset and debt in one net-worth view — named the way you name them.

02

Where is it going?

Transactions categorized into a spending picture you can actually act on.

03

When is this paid off?

Real payoff math using your balances, APRs and required payments.

04

What are we building toward?

Goals with target amounts, target dates, progress — and the reason attached.

Choose your path

Five ways to work together

Choose a personal financial system or a custom solution for your organization.

Starter

“Give me the system and I'll run it myself.”

$149one time
No subscription
  • Template Command Center
  • Balances, APRs & payments
  • Debt payoff modeling
  • Goal tracking
  • No transaction analysis
Explore Starter
Custom

“Build it for me and teach me how to maintain it.”

$695one time
No subscription
  • Built around your numbers
  • Full spending analysis
  • Custom debt & goal models
  • 60-minute Reveal session
  • 30-day support window
Explore Custom
Ongoing support
Guided

“Build it for me, and stay involved through the year.”

$595setup
+ $39/month
  • Everything in Custom
  • Quarterly check-ins
  • Scenario refreshes
  • Ongoing system support
  • Annual Reset session
Explore Guided
Managed

“Build it, maintain it, and keep my picture current.”

$695setup
+ $99/month
  • Everything in Guided
  • Monthly updates done for you
  • PurposeBuilt Monthly Snapshot™
  • 10-minute monthly form
  • Quarterly reviews
Explore Managed

Guided and Managed begin with a three-month service period so your system gets properly established. After that, continue month-to-month for as long as it's valuable. Cancel anytime. See how that works.

For organizations

Organizational Solutions

For businesses, nonprofits, hospitals, and government organizations—including municipalities.

By Quote

Custom financial systems built around your operations, funding, and reporting needs.

  • Budget and cash-flow dashboards
  • Donation and funding tracking
  • Impact reporting using agreed measures and available outcome data
  • Clear reporting for leadership, boards, donors, and stakeholders

For example, a hospital can explore how donations are allocated, what they fund, and which measurable outcomes can be reported. Scope and ongoing support are agreed before work begins.

Request a Quote

Opens an email to hello@purposebuiltmoney.com. Start with a project overview; no sensitive records needed.

The PurposeBuilt Privacy Promise

Your numbers. Your privacy. Your choice.

We don't need access to your accounts. We need enough information to help you understand them.

What we ask for

  • Balances you type in yourself
  • Debt APRs and required payments
  • Redacted transaction history
  • Your goals and priorities

What we never request

  • Social Security or tax ID numbers
  • Passwords, PINs or login credentials
  • Complete account or card numbers
  • Birthdates or verification codes

Always your choice

  • Credit-card transaction history is optional
  • Redact any transaction you consider private
  • We categorize it as Private/Other
  • No guilt, no follow-up, no penalty
Read the full promise
A father helping his daughter carry boxes into a college dorm room

What we're really tracking

Your scorecard isn't comparing you to America. It's comparing you to you.

PurposeBuilt doesn't hand out a financial-health grade or pretend to judge whether your finances are “good.” Your scorecard tracks the only comparison that matters:

Where I said I wanted to go versus where I am now.
  • Debt reduction & payoff order
  • Emergency fund target
  • Savings and college goals
  • Major purchase timelines
  • Net-worth trajectory
  • Monthly cash-flow target

How it works

You provide the information. We provide the clarity.

Step 1

Choose a path

Starter, Custom, Guided or Managed. Two minutes.

Step 2

Complete the intake

Five short sections. Save and return anytime. No SSN, no passwords.

Step 3

We build it

5–7 business days, assembled by hand around your numbers.

Step 4

The Reveal

A 60-minute walkthrough of your finished Command Center.

Walk the full client journey

Ready to see your whole financial picture in one place?

Start by choosing the path that fits. You'll know exactly what we need from you — and exactly what we'll never ask for — before you pay anything.

Get Started Ask a question first